High-Risk Merchant Processing

Specialized High-Risk Merchant Services

Many businesses are classified as "high-risk" by traditional processors due to industry type, chargeback history, or business model. We specialize in providing merchant accounts for these hard-to-place businesses with competitive pricing, robust chargeback mitigation tools, and dedicated support. Don't let your industry classification hold you back from accepting payments.

Why Choose Our High-Risk Solutions

Industry Minimum Pricing

No Haggling Required

You automatically receive industry minimum pricing in your online quote. We believe in transparent, competitive pricing from the start. No games, no negotiation needed - just fair rates for your business.

Transparent pricing
Competitive rates
No hidden fees
Instant online quotes

Chargeback Mitigation

Protect Your Business

Powerful chargeback prevention and management tools to protect your business and reduce losses. Real-time alerts, automated responses, and expert dispute management to minimize chargeback ratios.

Real-time chargeback alerts
Automated dispute responses
Chargeback prevention tools
Expert dispute management

Recurring Billing

Subscription & Auto-Ship

Full support for subscription, recurring, auto-ship, and free trial billing models. Perfect for continuity programs, membership sites, and subscription boxes. Robust retry logic for failed payments.

Subscription billing
Auto-ship programs
Free trial support
Smart retry logic

Industries We Serve

We specialize in providing merchant accounts for high-risk industries that traditional processors decline

Nutraceuticals & Supplements

Complete payment solutions for dietary supplements, vitamins, herbal products, and nutraceuticals. Support for continuity programs, auto-ship, and free trials with robust chargeback management.

CBD & Hemp Products

Specialized merchant accounts for CBD, hemp, and related products. Navigate the complex regulatory landscape with processors who understand your industry and compliance requirements.

Travel & Tourism

High-ticket travel bookings, vacation packages, timeshares, and travel clubs. Support for advance bookings, deposits, and installment payments with chargeback protection.

Subscription Services

Any subscription or continuity business model including membership sites, subscription boxes, software subscriptions, and recurring services. Robust billing engine with dunning management.

Tech Support & Services

Remote tech support, computer services, software support, and IT services. Manage high-ticket transactions and recurring support contracts with confidence.

Telemarketing & Outbound Sales

Merchant accounts for businesses that use telemarketing or outbound sales channels. Virtual terminal and phone order processing with fraud prevention tools.

Credit Repair & Financial Services

Payment processing for credit repair, debt consolidation, financial consulting, and related services. Compliance-focused solutions for regulated industries.

Online Education & Coaching

Course sales, coaching programs, masterminds, and educational content. Support for payment plans, upsells, and high-ticket programs.

Gaming & Entertainment

Online gaming, fantasy sports, skill-based gaming, and entertainment services. Navigate regulatory requirements with experienced processors.

And Many More

Adult entertainment, dating services, firearms, vaping, cryptocurrency, forex trading, and other high-risk industries. Contact us to discuss your specific business needs.

Multi-Channel Payment Acceptance

Accept payments however your customers want to pay

Retail Payments

Credit card terminals, wireless terminals, and complete POS systems for brick-and-mortar locations. EMV chip-enabled for security and liability protection.

Mobile Payments

iPad, iPhone, and Android card readers for mobile businesses. Accept payments anywhere with cellular or WiFi connectivity. Perfect for field sales and events.

Virtual Terminal

Process phone orders, mail orders, or manually entered transactions from any computer. Perfect for call centers and businesses taking orders over the phone.

eCommerce Gateway

Gateway integration with 200+ shopping carts and eCommerce platforms. Hosted payment pages or direct API integration. Fully customizable checkout experience.

200+ Gateway Integrations

Our gateways integrate with leading software and shopping carts

eCommerce Platforms

WooCommerce, Shopify, Magento, BigCommerce, PrestaShop, OpenCart, Volusion, 3dcart, and more. Easy plugin installation with comprehensive documentation.

Membership & Course Platforms

Kajabi, Teachable, Thinkific, MemberPress, Wishlist Member, ClickFunnels, Kartra, and other membership and course platforms.

Subscription Billing

Recurly, Chargebee, Zuora, Stripe Billing, and other subscription management platforms. Native recurring billing engine also available.

Custom Integration

RESTful API with comprehensive documentation for custom integrations. SDKs available for PHP, Python, Ruby, Node.js, Java, and .NET.

Fast & Easy Application Process

1. Apply Online

Complete our simple online application in just 5 minutes. Upload required documents securely including business license, bank statements, and processing statements if applicable.

Time: 5 minutes

2. Get Instant Quote

Receive your quote with industry minimum pricing instantly via DocuSign for review and signature. Transparent pricing with no hidden fees or surprises.

Time: Instant

3. Start Processing

Get approved in 3-5 business days and start accepting payments. Our support team will help you integrate and go live quickly with dedicated onboarding assistance.

Time: 3-5 days

Required Documents

Government ID

Business License

Bank Statements

Processing History (if applicable)

Additional Features & Benefits

Dedicated Support

Friendly, in-house customer support team available to assist you whenever you need help. No outsourced call centers - speak directly with knowledgeable support staff who understand your business.

Fast Approval

Pre-approval within 24 hours, full approval typically within 3-5 business days. We understand you need to start processing quickly and work to expedite your application.

Fraud Prevention

Advanced fraud detection tools including AVS, CVV verification, velocity checks, and IP geolocation. Protect your business from fraudulent transactions and reduce chargebacks.

Reporting & Analytics

Comprehensive reporting dashboard with real-time transaction data, settlement reports, chargeback tracking, and business intelligence. Export data for accounting integration.

PCI Compliance

PCI DSS compliant processing with tools to help you maintain compliance. Tokenization and encryption protect sensitive cardholder data. Annual compliance support included.

No Long-Term Contracts

Month-to-month agreements with no long-term contracts or early termination fees. We earn your business every month through great service and competitive pricing.

Ready to Get Approved?

Don't let your industry classification hold you back. Apply today and start processing payments in 3-5 business days.

Apply Now

High-Risk Processing